On top of the high cost for medical care, and cost shifting required by the government, are state and Federal mandated costs. Add state taxes and insurance reserves and you’ll know why employers are using ERISA, a federal law to protect themselves from some of the outrageous costs of health care which have been increased significantly by Obamacare.
As Third Party Administrators, Employers Association, Inc. improves the benefits and reduces or eliminates the limitations put on your plans by any insurance carrier. These improved benefits are paid from the premiums otherwise paid to insurers. Employers Association will analyze and replace overpriced options with CashBack options. CashBack guarantees you will receive the cash accumulations either in benefits or refunds. Over a three year period the cash accumulated can run into thousands of dollars even for one family. The CashBack options protect your employees and cut costs significantly. Your employees can have lower out of pocket costs and your costs can be cut significantly.
Employers Association, Inc. will search for the lowest premium for the plan you select. At no cost or obligation, we will obtain quotes on any health product or insurer and give you additional competitive quotes. Employers Association will work with you to design your plan your way! All plans are available with or without Cashback options.
Without health care, sick people put off doctor visits and necessary medications until the condition worsens. This can lead to serious long-term expenses and loss of quality of life.
There are solutions to the high cost of health care.
Since Benefits can be provided without taxation, benefit plans allow employers to give more benefits for less money.
Employers can also install a Section 125 plan at no cost to you or your people. Employee paycheck contributions would be supplemented with taxes. The tax savings then lower you and your employee costs approximately 35%.
Are you ready for renewal? See the difference Cash Back can make.
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