Frequently Asked Questions
Q: How does this CashBack concept save me money?
A: In 4 ways:
- It guarantees all your accumulated cash is returned to you either in benefits or outright. Over several years it can amount to thousands of dollars per family.
- By reducing selected options such as adding deductibles you can reduce current premiums 35% to 60% and have money to improve those same options. That’s because state and federal mandated expenses and insurance company reserves, high risk tables, premium taxes & other expenses can inflate premiums beyond the maximum benefit offered.
- A reduction in premium effects a similar reduction in renewal rates. That can be significant even over several years.
- We pay claims for you at discounted rates and you keep the savings.
Q: How can I find out if this plan will help me?
A: With no obligation you may contact us. Call, E-mail, Fax or use our interactive electronic information request form. Individuals or Groups can take advantage or our services.
Q: Is there a group size requirement?
A: No. This plan works for an individual or a group of any number. The great majority of larger companies are already using the concept. Companies under 50 lives have a hard time finding carriers that give benefits they need at an affordable price. Small Groups can’t do it without us. Businesses can receive significant tax advantages.